Comprehensive Financial Planning
Goal Based Planning
Through our financial planning and discovery process we will help you identify specific goals (i.e. retire at 62, send my children to a state university). After we have identified these goals, we will work together to develop a plan that fits you and your family. Throughout our partnership, we will continuously monitor your plan to help ensure you are on track to reach your financial goals.
Cash Flow Analysis
Every sound financial plan encompasess a thorough analysis of your expenses. It's important to understand what expenses are needs vs. wants, and what expenses will remain consistent throughout retirement. During the discovery process, we will help identify your core living expenses so that we can compensate for those expenses in retirement.
Insurance and Protection Planning
We believe proper protection is a necessity in managing risk. Insurance can help transfer that risk and hedge against financial loss. Whether the loss is due to your health deteriorating, loss of a loved one, or property damage, we will assess your coverage needs through our financial planning process.
Education Funding
With the exception of your home, funding your children's education may be the largest expense you will ever incur. There are a variety of different funding vehicles to chose from. Through our financial planning process, we will help you determine which vehicle best fits you family's needs.
Portfolio Management
At Retire Orlando, we believe there are 3 pillars to success in investing. Education, Diversification, and Discipline. After we have spent time properly educating you on the pro's and con's of investing in specific asset classes, we will create an asset allocation module that you are comfortable with. Our intent is to create a portfolio that allows the upside potential of the market, while minimizing risk.
Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment loss. As with any investment strategy, there is the possibility of profitability as well as loss.
Business Planning
Business Owners work hard for their businesses. It's important to make sure your business works hard for you and you protect your business assets. Whether your company is in need of a retirement plan, insurance benefits, or an estate plan to protect or transfer your ownership interests, we can help through our financial planning process.
Retirement Income Planning
There's a probability that you will live anywhere from 10 to 30 years in retirement. That is a long time to live off of your wealth, and "un-retiring" may not be an option you want to explore. Through our financial planning process, we will analyze your expenses and create a plan to generate income for you in retirement. This may consists of maximizing Social Security benefits, weighing your pension options, or utilizing income producing investments within your portfolio.
Entitlements Planning
For many, two of the largest resources for retirement are your Social Security income and access to health insurance through the Medicare system. These programs have several options available and navigating through them can be quite cumbersome. Through our financial planning process, we will help you potentially maximize your entitled benefits and help find the best fit for your family.
Estate Planning
Estate Planning is the process of organizing a person's assets in a manner in which to distribute those assets at death. We believe the primary intent of this organization is to help minimize taxes and probate, and to help ensure that assets pass in an efficient manner. Whether your family is in need of gifting strategies, special needs planning, charitable giving, or you are simply trying to avoid probate, we will work to help minimize the financial challenges presented when losing a loved one.
Fee Based Financial Planning and Investment Advice
We believe in putting our clients best interest first and placing our client’s needs about all others. Our compensation for financial planning and investment management if based off the advice which is given and the assets that we manage.
Start Your Plan Today!
Regardless of what your questions or concerns may be, contact us to schedule your in person or online consultation!